About Us

Insure Duluth is a community coalition formed to help people in the greater Duluth area understand the Affordable Care Act and Minnesota’s health insurance marketplace, MNsure. Insure Duluth, through its seven organizations with navigators, provides free, local, one-on-one assistance with enrolling in a plan through MNsure.  

Sixteen organizations representing community non-profit agencies, health care providers, a foundation, faith communities, and higher education, have joined together to form Insure Duluth. They have created a shared vision committed to coordinating efforts to ensure a comprehensive community approach to outreach and enrollment through MNsure in the Duluth area.  Generations Health Care Initiatives serves as the convener and coordinator for Insure Duluth Activities.

Organizations involved in insureDuluth:

  • Arrowhead Economic Opportunity Agency (AEOA)
  • Arrowhead Parish Nurse Association
  • Chum *
  • Community Action Duluth *
  • Duluth Public Library *
  • Duluth Salvation Army *
  • Essentia Health
  • Generations Health Care Initiatives *
  • Health Care Access Office *
  • Lake Superior Community Health Center *
  • Minnesota Citizens Federation
  • St. Louis County Health and Human Services
  • St. Luke’s
  • Women’s Health Center of Duluth *
  • United Way of Greater Duluth – 2-1-1 Service
  • University of Minnesota Duluth Health Care Management

* Certified navigators are available at these organizations to provide free, face-to-face assistance with enrollment.  Please see the Get Local Assistance page for contact information.

Insure Duluth is supported by funding from Generations Health Care Initiatives and MNsure.




Medical Assistance and MinnesotaCare are open for enrollment YEAR ROUND.  See the Cost and Eligibility page for more info.

Graduating from college? Losing coverage?  Check out the When to Enroll page for  information on events that open up a Special Enrollment Period.

Still Waiting for Form 1095-A?

If you have not received your form, you can call the MNsure Contact Center at 1-855-366-7873 (1-855-3MNSURE) to confirm your form was sent and to verify the correct mailing address is on file.  Not sure if you need a 1095-A? Read more here.

Questions About Medical Assistance Liens/Estate Claims?

Under age 55? a lien or estate claim could only be made if permanently institutionalized.  Age 55 or older? There are rules to protect those who survive you.  Learn more about payment recovery policies here.



Shop and compare at MNsure!  View the video below for an introduction, and then click on the "Shop and Compare Tools" button above to use the comparison tool.

MNsure Minute: Rebekah--having coverage through MNsure saved the day

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